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Wednesday, April 2, 2025
 

MANAGING DIRECTOR:
Scott Carrithers
 
PORTFOLIO SALES AND SERVICE:
Chris Thompson • Sean Doherty • Mark Tranckino • Brian Schaff
Natalie Regan • Aaron Stoffer • David Farris • Jeff Macy 
Josh Kiefer • Todd Czinege • Trey Valentine • Cody Kreutziger

US Treasury Market
Date 1 mo 3 mo 6 mo 1 yr 2 yr 3 yr 5 yr 7 yr 10 yr 20 yr 30 yr
03/26/25 4.29 4.30 4.30 4.10 4.02 4.01 4.10 4.23 4.35 4.73 4.70
03/27/25 4.31 4.30 4.30 4.10 3.99 4.00 4.09 4.22 4.36 4.74 4.72
03/28/25 4.27 4.29 4.22 4.04 3.91 3.90 3.98 4.11 4.25 4.65 4.63
03/31/25 4.31 4.30 4.23 4.03 3.89 3.88 3.95 4.08 4.21 4.60 4.57
04/01/25 4.31 4.30 4.20 4.01 3.88 3.87 3.93 4.04 4.17 4.56 4.52

The data in the table above is static as of the time it was pulled, so rates may have changed. Treat all data in this table and PMR as indications only and availability is always subject to change. This information was pulled manually from sources we believe to be reliable. New source, as of 12/12/2022, Bloomberg, L.L.P.  As of: close of business 4/1/2025.

                                                                                                                                                                                        

April Pools!

MBS Pools vary in size, coupons, and maturities, which is why they can be a versatile security to add to your portfolio in the current rate environment. Positively convex bonds continue to be an attractive investment for bank portfolios into the down-rate scenarios.  Well- structured MBS pools can lock in steady prepayments and provide possible price appreciation as prices continue to rise towards par into lower rates.  

As we continue to see rates drop from cycle highs, discounted MBS pools, like the Seasoned 20YR 2.50% coupon pool shown below, offer an opportunity to maximize return:
 

If you are interested in cash flow appropriated by US Gov’t agencies and portfolio diversification, please reach out to your Country Club Bank representative to discuss if this strategy is an option for your bank. 


 

 


This information is intended for institutional investors only. The material provided in this document/presentation is for informational purposes only and is intended solely for private use. Past performance is not indicative of future results. This material is not intended as an offer or solicitation for the purchase or sale of any financial instruments.

•Not FDIC Insured •No Bank Guarantee •May Lose Value